We’re updating rates on Protective Indexed Choice%%SM%% UL
January 27, 2025
As part of our commitment to helping you better serve your customers, we're informing you of the following updates to rates on Protective Indexed Choice UL.
Protective Indexed Choice UL rate changes (all states)
The following rate changes are available with Protective Indexed Choice UL illustrations as of February 3, and will be effective on the following dates:
- The maximum illustrated rate has decreased from 5.79% to 5.55% and will be effective on March 15, 2025.
- The loan charge rate has decreased from 5.29% to 5.05% effective March 15, 2025, for new loans and effective on the next policy anniversary on or after March 15, 2025, for existing loans.
- The cap rate has decreased from 9.00% to 8.50% and is in effect as of the next segment start date on or after
March 15, 2025. - There are no changes to the fixed account interest rate which will remain at 3.50%.
If you have any questions, please contact your Protective Life representative.
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