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A smiling mother, father and their two children.
A smiling mother, father and their two children.
Protection customers can count on
Protecting what matters most means understanding someone’s unique needs and tailoring solutions to meet their goals. That’s what we do for financial professionals and customers every day — helping more people achieve the reliable protection they deserve through life insurance.

Explore our protection solutions

Learn more about some of our top solutions to see which one best meets a customer's unique protection needs.
Persona
Young Professionals, Young Married Couples, Single Parents
Young Married Couples, Single Parents
Young Married Couples, Single Parents
Empty Nesters, Retirees, Mass Affluent
Empty Nesters, Retirees, Mass Affluent
Young Professionals, Empty Nesters, Retirees, Mass Affluent
Empty Nesters, Retirees, Mass Affluent
Retirees
Key benefit
Term life protection without a lengthy application process or medical exam for up to $250,000 in coverage
Competitively priced death benefit protection up to 40 years, with access to Protective Velocity digital tools to streamline and expedite the application process
Customers can customize a guaranteed death benefit coverage period and keep level premiums after period ends, with a declining death benefit as needs may change
Guaranteed, straight-forward, level pay death benefit solution that protects customers for their desired timeframe (up to age 121), and offers a return of premium endorsement
Guaranteed lifetime death benefit protection with premium flexibility, lapse protection, and more
Simple, guaranteed death benefit protection to age 90 with realistic cash value projections to help support a dependable strategy
A life insurance accumulation solution that is not restricted by "guarantee fees" to maximize cash value potential, using investment options from quality, well known fund managers
Immediate death benefit protection with low face amounts and strong guarantees
Policy flexibility
None
Minimum
Moderate
Minimum
Moderate
Maximum
Maximum
Minimum

Other related topics

Financial professional explaining the basics of life insurance to his clients
Understanding the basics of life insurance
An illustration representing a family protected by life insurance.
Submitting life business with speed and efficiency
Financial professionals learning everything they need to know to do business with Protective.
Everything you need to do business with us
We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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