Skip to Content
Graphic hero gold
Graphic hero gold

Deliver growth and guarantees with Protective%%®%% Indexed Annuity NY

With this indexed annuity, there’s no need for customers to forego asset security in order to achieve goals for asset growth. (Available exclusively in the state of New York.) 

Why recommend Protective Indexed Annuity NY?

No Alt
Diverse options for growth optimization
With a choice of interest crediting strategies, customers have growth potential across a range of index scenarios.
Extra safety net
Customers can include a guaranteed Return of Premium option.
No ALT
Guaranteed minimum interest rate
Customers earn a 1% minimum interest rate with the selection of an indexed crediting strategy.
Illustration of a person pointing out Protective's current and future rates for interest crediting strategies
Check our rates
Be sure to confirm our current and future rates for Protective Indexed Annuity NY, which we set every 2 weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
Current rates
Future rates

Product snapshot

Get a quick profile of the Protective Indexed Annuity NY and why it makes such a sound retirement income solution. 

Consider this product for a customer who:

  • Is focused on protection
  • Has a conservative to moderate risk profile
  • Wants opportunities for higher growth rates than what a traditional, fixed investment might offer
  • Doesn't want to lose access to their principal
  • Would like access to cash for emergencies
  • May have a CD
Potential client for Protective Guaranteed Income Indexed Annuity

Key product specs

  • Issued from age 0-85
  • Minimum initial purchase payment of $10,000 — additional premium
  • allowed in the first contract year
  • A choice of interest crediting strategies
  • A return of purchase payment option
  • A 5- and 7-year withdrawal charge schedule
Full details
Couple reviewing product specs for Protective Guaranteed Income Indexed Annuity

Built-in waivers to protect against unexpected life events

  • Nursing facility confinement/terminal illness condition waiver (owner or spouse) allows the withdrawal of all or a portion of the contract value¹
  • Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge, if either owner or spouse becomes unemployed¹
Grandmother looking content knowing her income is protected by the Protective Guaranteed Income Indexed Annuity's built-in waivers.

Helpful resources on Protective Indexed Annuity NY

Want more top-level details? Ready to learn more about the index options? Just download these Protective Indexed Annuity NY product materials.  
Cover of the Protective Indexed Annuity NY product guide.
In-depth product profile
Download
Cover of the Index Strategy Options guide for Protective Indexed Annuity NY.
Overview of interest crediting strategies
Download
Cover of Protective Indexed Annuity NY Interest crediting strategies historical performance
Interest crediting strategies historical performance
Download
Protective Indexed Annuity NY Safety and growth flyer
One-pager on safety and growth
Download

Other related topics

Couple and financial professional talking about Protective annuities.
Protective%%®%% Variable Annuity II B Series for growth, income and legacy protection
Learn more
Retired couple enjoying a bike ride after securing their income
Protective%%®%% ProPayer Income Annuity features immediate income
Learn more
Man and woman reviewing details about their retirement plan."
Developing a holistic retirement plan
Learn more

We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
Contact us

Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

1

¹ Assumes all qualifications are met, may not be available in all states, and state variations may apply.

Protective Indexed Annuity NY is a limited flexible premium deferred indexed annuity contract issued under policy form series NY-FIA-A-2008.

Protective Indexed Annuity NY is issued by Protective Life and Annuity Insurance Company, located in Birmingham, AL.

WEB.3408720.06.22