Protective® Indexed Annuity NY

Protective%%®%% Indexed Annuity NY

With this indexed annuity, there’s no need for customers to forego asset security in order to achieve goals for asset growth. (Available exclusively in the state of New York.)

Why Protective Indexed Annuity NY?

Diverse options for growth optimization

With a choice of interest crediting strategies, customers have growth potential across a range of index scenarios.

Extra safety net

Customers can include a guaranteed Return of Premium option.

Guaranteed minimum interest rate

Customers earn a 1% minimum interest rate with the selection of an indexed crediting strategy.

Illustration of a person pointing out Protective's current and future rates for interest crediting strategies

Check our rates

Be sure to confirm our current and future rates for Protective Indexed Annuity NY, which we set every 2 weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.

Current rates

Future rates

Consider this product for a customer who:

Is focused on protection
Has a conservative to moderate risk profile
Wants opportunities for higher growth rates than what a traditional, fixed investment might offer
Doesn't want to lose access to their principal
Would like access to cash for emergencies
May have a CD

Potential client for Protective Guaranteed Income Indexed Annuity

Key product specs

Issued from age 0-85
Minimum initial purchase payment of $10,000 — additional premium
allowed in the first contract year
A choice of interest crediting strategies
A return of purchase payment option
A 5- and 7-year withdrawal charge schedule

Full details

Couple reviewing product specs for Protective Guaranteed Income Indexed Annuity

Built-in waivers to protect against unexpected life events

Nursing facility confinement/terminal illness condition waiver (owner or spouse) allows the withdrawal of all or a portion of the contract value¹
Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge, if either owner or spouse becomes unemployed¹

Grandmother looking content knowing her income is protected by the Protective Guaranteed Income Indexed Annuity's built-in waivers.

Helpful resources on Protective Indexed Annuity NY

Want more top-level details? Ready to learn more about the index options? Just download these Protective Indexed Annuity NY product materials.

In-depth product profile

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Cover of the Protective Indexed Annuity NY At a Glance.

Overview of interest crediting strategies

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Interest crediting strategies historical performance

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Protective Indexed Annuity NY Safety Vs. Growth flyer.

One-pager on safety and growth

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¹ Assumes all qualifications are met, may not be available in all states, and state variations may apply.

Protective Indexed Annuity NY is a limited flexible premium deferred indexed annuity contract issued under policy form series NY-FIA-A-2008.

Protective Indexed Annuity NY is issued by Protective Life and Annuity Insurance Company, located in Birmingham, AL.

Indexed annuities are not an investment in any index, is not a security or stock market investment, does not participate in any stock or equity investment, and does not contain dividends.

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