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Optional benefits can help you offer a more holistic strategy

 By including optional benefits and riders on a variable annuity contract, customers may gain an opportunity to meet protection, growth, income and wealth transfer goals for retirement with a single solution. 
Address more specific needs

Adding an optional rider to one of our variable annuity contracts helps customers address more specific needs and allows you the opportunity to build a more holistic retirement strategy. Consider how these benefits could help support customers’ unique retirement goals:

  • Optional protected lifetime income benefits offer a guaranteed stream of income clients can’t outlive.
  • Enhanced death benefit options can help ensure efficient transfer of wealth and more.

Explore the optional benefits available with our variable annuity solutions

With a choice of benefits and riders, our portfolio of variable annuities will help ensure you have everything you need to support customers in a more holistic way and protect their vision of retirement.
SecurePay Protector℠ benefit
Maximize protection and growth potential

The SecurePay Protector℠ protected lifetime income benefit, available on Protective® Aspirations variable annuity, offers a solution for customers who will rely on a guaranteed income stream, but still want to the ability to take advantage of growth potential.

SecurePay Investor℠ benefit
Offer investment flexibility and income if needed

The SecurePay Investor℠ protected lifetime income benefit, available on Protective® Aspirations variable annuity, ensures 100% subaccount flexibility* plus guaranteed lifetime income if needed.

SecurePay 5℠ benefit
Guaranteed growth and lifetime income

The SecurePay 5 protected lifetime income benefit, available on Protective® Variable Annuity NY II B Series, helps customers maximize income early on with benefit base growth, and later, with strong annual withdrawal percentages.

Protective Aspirations variable annuity enhanced death benefits
Provide for loved ones and transfer wealth efficiently
The enhanced death benefits available with Protective® Aspirations variable annuity gives clients the flexibility they need to support their unique legacy planning goals while avoiding the hassle of probate.  Whether wishing to grow their benefit or looking for a simple return of premium option, the choice is theirs.

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We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
*Access to complete variable fund line-up, fixed account not available with SecurePay Investor benefit.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.