Skip to Content
Graphic hero gold
Graphic hero gold

Maximize growth potential with SecurePay Investor%%SM%%

Adding the SecurePay Investor protected lifetime income benefit to a customer’s variable annuity gives them investment flexibility and cost-effective growth potential.

Offer cost-effective growth potential with 100% investment flexibility*

The SecurePay Investor benefit maximizes growth potential and gives customers the flexibility to invest as they choose. It offers variable subaccount flexibility and the opportunity to lock in market gains, all with an available guaranteed lifetime income stream.
100% subaccount flexibility
Customers can choose from multiple, high-quality fund options with no restrictions on how they allocate their funds among subaccounts. 
Plant getting watered icon
Maximize tax-deferred growth
Keeps customers in control of their unique tax situation, while increasing potential earning power by allowing their contributions and gains to compound uninterrupted.
Lock in market gains
Customers can lock in market gains for their benefit base annually until age 95.
Financial professional discussing benefits of SecurePay Investor to their clients
How SecurePay Investor lives up to its name
Show customers how SecurePay Investor can maximize cost-effective growth with over 90 available fund options and the ability to adjust income when they need to.

Customers can adjust income as needed with the SecurePay Reserve%%SM%% feature

Make flexibility a driving force behind customers' retirement aspirations using the unique capabilities of the SecurePay Reserve feature. Included with both lifetime income options available with Protective Aspirations variable annuity, this feature allows customers to defer and rollover up to 3 times their current annual withdrawal amount to use when they need it.
Illustration showing a person pointing to a calendar and deferring income over period of time
Customer chooses to defer income for later
Once income begins, customers may take the full annual withdrawal amount from their contract each year, or they can take less and use the SecurePay Reserve feature which allows you to roll over the difference into subsequent years.
Illustration showing a person pushing stacks of coins together
Defer up to 3x annual withdrawal amount
Customers can defer up to 3x their annual withdrawal amount. When ready to access their SecurePay Reserve feature balance, they can withdraw up to the entire amount, plus the annual withdrawal amount available in the current year.
Illustration showing a person stacking coins
Carry forward or withdraw
Customers can then take all, or a portion of their reserved amount until depleted. Once depleted, they may again defer payments towards their SecurePay Reserve feature amount.
See the SecurePay Reserve feature in action and download the supporting illustration

Helpful resources

Want to learn more about Protective Aspirations variable annuity and SecurePay Investor, or have customers in mind whose retirement strategies could benefit from this solution? Download these helpful resources.
Cover of SecurePay Reserve Flyer
SecurePay Reserve feature flyer
Cover of Optional Protected Lifetime Income Benefits Guide
SecurePay Optional Benefits guide
Cover of product profile resource
Protective Aspirations variable annuity product profile

Other related topics

Financial advisor going over details of Protective Aspirations variable annuity solutions with clients
Offer protected income and growth with Protective%%®%% Aspirations Variable Annuity
Couple enjoying guaranteed lifetime income on a tennis court
Offer protected lifetime income and growth potential with SecurePay Protector
Couple exploring guaranteed income options on their laptop.
The role of guaranteed income in retirement planning
We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
*Access to complete variable fund line-up, fixed account not available with SecurePay Investor.

Protective refers to Protective Life Insurance Company.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits provided by rider form number VDA-P-6063. SecurePay Protector benefits provided by rider form number VDA-P-6061. SecurePay Nursing Home benefits provided by form number IPV-2159. Policy form numbers, product availability and product features may vary by state.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.