When customers are looking to convert to a policy with death benefit protection plus powerful cash value growth potential to fund a future goal, you can help them secure both with this variable universal life insurance policy.
Why recommend Protective Strategic Objectives II VUL?
The growth and protection benefits available with Protective Strategic Objectives II VUL work in combination to help customers achieve their goals.
Product snapshot
Get a quick profile of Protective Strategic Objectives II VUL and how this variable universal life insurance product is designed for both growth and protection.
Investing with Protective Strategic Objectives II VUL
Investing with Protective Strategic Objectives II VUL allows customers to leverage our curated investment lineup designed to reduce risk and maintain strong growth potential. They'll also have the freedom to pursue growth goals without fund allocation restrictions

Discover the optional riders available with Protective Strategic Objectives II VUL
Offer customers additional protection, growth and flexibility with these optional riders.

See how this VUL supports multiple goals
Steve wants to protect his family and business with life insurance. He wants tax-favored growth and to hedge against potential chronic illness costs. Steve purchases a $1 million policy with a $1,009.50 monthly premium and adds two optional riders. Here are the results:
- At age 70, he achieves $198,473 in cash surrender value, supporting both his business and retirement goals.
- Adding the Extended No-Lapse Guarantee rider keeps the policy active, preserving the death benefit to his selected age of 100.
- Adding the ExtendCare rider allows early access to the death benefit if he's diagnosed with a chronic illness.
Helpful resources on Protective Strategic Objectives II VUL
We want to help you decide if this variable universal life insurance solution is the right fit for Allstate’s customers. Use these resources to learn more about the product and support your customer conversations.
Learn how our VUL can offer customers protection and strong accumulation potential
Introduce customers to Protective Strategic Objectives II VUL
Show customers how they can customize their investment strategy with our VUL
Learn how pairing term with a permanent solution can tailor a customer's coverage
Review the Protective Strategic Objectives II VUL product prospectus
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We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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