Protective Dynamic Plus Universal Life Insurance

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Protective Dynamic Plus UL offers simple, long-term protection that comes with predictable growth potential plus flexibility to adapt and accommodate customers today — and tomorrow.

Why recommend Protective Dynamic Plus UL?

This product is built to grow, designed to flex and made to protect. Offer customers who want cash value accumulation and flexibility a range of benefits that are easy to understand and simple to manage.

Predictable growth

Predictable cash growth and bonus opportunities at years 6 and 11 build cash value for future expenses.

Dependable protection

Dependable, long-term coverage with no-lapse protection and added chronic illness protection with the optional ExtendCare^SM rider.

Flexibility to adapt

Customers have the flexibility to tailor their policy premium payments and death benefits as their needs change over time.

Ease of doing business

Online, accelerated processes and a simple, straightforward design make Dynamic Plus UL easy to sell.

Consider this product for a customer who:

Wants growth opportunities and long-term death benefit protection
Seeks flexible options to address future uncertainties
Has a low-to-moderate risk profile

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Key product specs

Issue ages: 0-17 (Juvenile), 18-75 (Select Preferred), 18-80 (Preferred, Non-Tobacco, Tobacco)
Minimum face amount $100,000 (all classes)
Tax-deferred growth with bonus opportunities at years 6 and 11
Flexible premium and death benefit options

Download full specs

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Explore all optional and built-in benefits

Optional riders and included endorsements help you tailor a Protective Dynamic Plus^SM UL policy to protect the unique goals of every customer. Our customer-friendly Riders and Endorsements Guide can help you introduce each of the benefits available.

Download complete guide