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Protective%%®%% Strategic Objectives II VUL conversions and policy support

When customers are looking to convert to a policy with death benefit protection plus powerful cash value growth potential to fund a future goal, you can help them secure both with this variable universal life insurance policy.
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Why recommend Protective Strategic Objectives II VUL?

With this variable universal life insurance product customers who want both accumulation potential and protection can enjoy these dual benefits:
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Growth
  • Tax-deferred cash value growth that isn’t restricted by “guarantee fees”
  • Strong investment options from leading fund managers
  • A Policy Value Credit that begins on the 7th policy year
  • Designed to generate income for retirement or another life goal
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Protection
  • Two death benefit options for added flexibility
  • Lapse protection to help ensure the policy and death benefit remain active
  • Optional riders and endorsements, like our ExtendCare℠ rider, for additional protection
Performance to fuel accumulation for when life happens
Our VUL’s quality investment options deliver strong growth potential that customers can access when they need it. Read this flyer to learn more. 
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Quarterly ratings and performance update
See how the quality investment options available with Protective Strategic Objectives II VUL performed last quarter.
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Cover the full picture of customers’ growth and protection needs
When customers want a solution for strong growth potential, don’t leave their protection needs behind. Learn how in this quick video about Protective Strategic Objectives II VUL.
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Product snapshot

Get a quick profile of Protective Strategic Objectives II VUL and how this variable universal life insurance product is designed for both growth and protection.

Consider this product for a customer who is:

  • Affluent and considering how to plan for retirement
  • Looking for a tax-deferred option to house some of their investments
  • Maxing out other investment options like an IRA or 401k
  • Looking for death benefit coverage and maximum cash value opportunities
  • A higher risk tolerance
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    Key product specs

    • Issue ages available for 0-80, varies by risk class
    • Minimum face amount: $100,000
    • World-class investment management
    • Dollar cost averaging and portfolio rebalancing
    • Built-in lapse protection
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    Added flexibility for the future

    Our ExtendCare rider can give customers added flexibility and protection in case they experience an unexpected chronic illness. View our Riders and Endorsement Guide to learn more about the optional benefits customers can add to their policy for extra protection and value. 
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    Helpful resources on Protective Strategic Objectives II VUL

    We want to help you decide if this variable universal life insurance solution is the right fit for Allstate’s customers. Use these resources to learn more about the product and support your customer conversations.
    The cover of the Protective Strategic Objectives II VUL Producer Guide
    Learn how our VUL can offer customers protection and strong accumulation potential
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    The cover of the Protective Strategic Objectives II VUL Product Guide
    Introduce customers to Protective Strategic Objectives II VUL
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    Cover of the Strategic Objectives II VUL investment guide.
    Show customers how they can customize their investment strategy with our VUL
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    The cover of the Protective blended strategy solution brochure.
    Learn how pairing term with a permanent solution can tailor a customer's coverage
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    Dual Benefits of Growth and Protection Flyer
    Use this flyer to help clients see the benefits of Strategic Objectives II
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    The cover of the Protective Strategic Objectives II VUL Product Prospectus
    Review the Protective Strategic Objectives II VUL product prospectus
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    We’re here for you

    We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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