Variable Annuities

Protect customers’ retirement vision with variable annuities

Variable annuities offer important benefits that can add more security to customers’ growth, income and wealth transfer goals.

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Why a variable annuity?

A variable annuity can provide growth fueled by market performance and additional benefits like guaranteed lifetime income.

Tax-deferred growth fueled by market performance

Increase customer earning power by keeping money in the account so they can grow without the drag of year-over-year taxation.

Wide-array of investment options all in one contract

Variable annuities give customers access to a variety of asset classes and fund managers so they can create a diversified investment strategy.

Optional protected lifetime income and wealth transfer benefits

Some contracts include a guaranteed income benefit customers can't outlive, or enhanced death benefit options to optimize wealth transfer goals.

How do variable annuities work?

Variable annuities allocate payments among a choice of investment options or subaccounts, which, similar to mutual funds, can invest in a mix of equity, fixed income, and other assets for growth. At a future date, customers can elect to receive payments based on available options.

Graphic explaining how variable annuities work.

Consider a variable annuity for a customer who:

Is focused on growing their assets tax deferred.
Prefers equity investing strategies and is willing to accept more risk to achieve more growth potential.
Wants access to benefits that support lifetime income and wealth transfer.

Financial professional shaking hands with customers who just purchased a variable annuity.

Explore our portfolio of variable annuity products

Do you have customers with a high-risk tolerance who may benefit from the tax-deferred growth and additional benefits of a variable annuity? We can help. Our solutions offer growth, income and wealth transfer opportunities for customers.