A solid investment strategy is key to preparing customers for the retirement they want. Protective Aspirations variable annuity has a range of investment options and approaches to help you support their goals.
Why invest with Protective Aspirations variable annuity?
Offer customers more value when you invest with our high-performance lineup. Highlights include:
Build an investment strategy that's right for each customer
A choice of investment approaches gives you greater flexibility to develop a strategy aligned with a customer's objectives. In our performance center, you can choose a turnkey allocation portfolio or create your own custom sub-account allocation with guidelines to support guarantees.
Investing with a protected lifetime income benefit
Customers have investment flexibility when they add a protected lifetime income benefit5 to Protective Aspirations variable annuity. Explore how each option supports retirement growth goals, depending on whether a customer is a protector or an investor.
Other related topics
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Support legacy goals with Protective%%®%% Aspirations variable annuity enhanced death benefits
Give customers a choice of lifetime income options with Protective Aspirations%%®%% variable annuity
We’re here for you
We're ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we'll get in touch with you as soon as possible.
1 In New York, the product offered is Protective® Aspirations NY variable annuity.
2 Source: Morningstar Direct — Data as of 12/31/2024.
3 Source: Over a 10-year period. Morningstar rankings as of 12/31/2024.
4 Source: Morningstar rankings as of 12/31/2024.
5 Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit or the SecurePay Protector benefit.
6 SecurePay Protector is an optional protected lifetime income benefit available at an additional cost of 1.50% (1.60% at Right Time).
7 SecurePay Investor is an optional protected lifetime income benefit available at an additional cost of 0.50% (0.60% at RightTime).
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. Policy form numbers, product availability and product features may vary by state.
Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefits issued under rider form number NY-VDA-A-6075. SecurePay Protector benefits issued under rider form number NY-VDA-A-6073.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.
Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO or PLAIC at 800-456-6330.
WEB.3924080.01.25
2 Source: Morningstar Direct — Data as of 12/31/2024.
3 Source: Over a 10-year period. Morningstar rankings as of 12/31/2024.
4 Source: Morningstar rankings as of 12/31/2024.
5 Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit or the SecurePay Protector benefit.
6 SecurePay Protector is an optional protected lifetime income benefit available at an additional cost of 1.50% (1.60% at Right Time).
7 SecurePay Investor is an optional protected lifetime income benefit available at an additional cost of 0.50% (0.60% at RightTime).
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. Policy form numbers, product availability and product features may vary by state.
Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefits issued under rider form number NY-VDA-A-6075. SecurePay Protector benefits issued under rider form number NY-VDA-A-6073.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.
Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO or PLAIC at 800-456-6330.
WEB.3924080.01.25