Skip to Content
Graphic hero gold
Graphic hero gold

Investing with Protective%%®%% Aspirations variable annuity

A solid investment strategy is key to preparing customers for the retirement they want. Protective Aspirations variable annuity has a range of investment options and approaches to help you support their goals.

Why invest with Protective Aspirations variable annuity?

Offer customers more value when you invest with our high-performance lineup. Highlights include:
A graphic highlighting 120+ funds.
Extensive lineup

Build personalized portfolios with over 120 fund investment options from 16 reputable fund managers.1
A graphic highlighting 58% exceed in historical performance.
Strong historical performance
Access a lineup with over 50% of funds outperforming their Morningstar category.2
A graphic highlighting 4-5-star rating.
Highly rated
Strengthen customer portfolios with over 60 investment options receiving a 4- or 5- Star Overall Morningstar Rating™.3
A graphic highlighting 10-15-year proven track record.
Proven track records
Support customers' long-term retirement goals with a high-quality fund lineup with proven 10- and 15-year records.3

Build an investment strategy that's right for customers

Align to customers' objectives and help them develop a strategy with our choice of investment approaches. Explore two ways Protective Aspirations variable annuity allows you to build diversified portfolios.
Icon-Puzzle
Create a custom portfolio
Use a custom approach with access to 120+ individual investment options across multiple asset classes. Explore all options and performance in our center.
Choose a turnkey approach
Use a simplified diversification process with allocation portfolios. Explore allocation portfolios and their performance in our brochure.

Investing with a protected lifetime income benefit

Customers have investment flexibility when they add a protected lifetime income benefit4 to Protective Aspirations variable annuity. Explore how each option supports retirement growth goals, depending on whether a customer is a protector or an investor.
When customers invest with the SecurePay Protector benefit, they can optimize retirement income with access to 80+ investment options and guidelines to support guarantees. Explore the diverse lineup and choice of allocation approaches.
SecurePay Investor%%SM%% benefit%%6%%
When customers select the SecurePay Investor benefit, they have access to the same investment options and guidelines as the base Protective Aspirations variable annuity solution.

Other related topics

Financial advisor going over details of Protective Aspirations variable annuity solutions with clients.
Maximize income, growth and flexibility with Protective%%®%% Aspirations variable annuity
A smiling woman holding her infant grandchild knowing her financial legacy is protected.
Support legacy goals with Protective%%®%% Aspirations variable annuity enhanced death benefits
Financial professional explaining available optional benefits to clients
Give customers a choice of lifetime income options with Protective Aspirations%%®%% variable annuity

We’re here for you

We're ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we'll get in touch with you as soon as possible.
¹ Source: Morningstar Direct — Data as of 09/30/2023.

² Source: Over a 10-year period. Morningstar rankings as of 12/31/2023.

³ Source: Morningstar rankings as of 12/31/2023.

4 Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit or the SecurePay Protector benefit.

5 SecurePay Protector is an optional protected lifetime income benefit available at an additional cost of 1.50% (1.60% at Right Time) with Protective Aspirations variable annuity.

6 SecurePay Investor is an optional protected lifetime income benefit available at an additional cost of 0.50% (0.60% at RightTime) with Protective Aspirations variable annuity. Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA‐P‐2006. SecurePay Investor benefits issued under rider form number VDA‐P‐6063. SecurePay Protector benefits issued under rider form number VDA‐P‐6061. Policy form numbers, product availability and product features may vary by state.

Variable annuities are long‐term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.

Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO at 800-456-6330.

WEB.3924080.07.24