You need options in order to tailor an income strategy to meet specific goals. With a choice of two optional protected lifetime income benefits, Protective® Aspirations variable annuity can help you deliver a tailored solution. Discover which of these options is the right fit for customers’ unique retirement aspirations.
Is the customer a Protector or an Investor?
Determine the right fit by considering the customer’s income and growth priorities.
Protectors are focused on...
- Ensuring they can cover essential expenses.
- Creating a stream of reliable income that lasts.
- Accessing market-driven growth potential, but with downside protection.
- Complementing their income needs with competitive withdrawal rates.
Investors are focused on...
- Locking in their market gains.
- Growing their retirement savings.
- Controlling how they allocate their investment.
- Guaranteeing income to cover essentials in retirement, if needed.
Other related topics
Deliver growth potential and investment flexibility with the SecurePay Investor%%SM%% income benefit
Deliver lifetime income and growth potential with the SecurePay%%SM%% Protector income benefit
Support legacy goals with Protective%%®%% Aspirations variable annuity enhanced death benefits
We’re here for you
We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1 The SecurePay Protector benefit is offered at an additional cost of 1.40% at issue or 1.50% at RightTime.
2 The SecurePay Investor benefit is offered at an additional cost of .50% at issue and .60% at RightTime.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.
WEB.3924500.01.24
2 The SecurePay Investor benefit is offered at an additional cost of .50% at issue and .60% at RightTime.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.
WEB.3924500.01.24
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