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Is this customer a protector or an investor?

Whether a customer needs protected lifetime income to cover essentials during retirement, or they’re looking to safeguard their market gains and maximize their savings – the optional protected lifetime income benefits available with Protective® Aspirations variable annuity can help. Discover which option is the right fit for each Allstate customer’s unique retirement aspirations.
Couple enjoying guaranteed lifetime income on a tennis court
Maximize protection and growth potential with SecurePay Protector%%SM%% benefit*
The SecurePay Protector℠ benefit offers a solution for clients who will rely on a guaranteed income stream, but still want the ability to capitalize on market-driven guaranteed annual growth potential.
"Income now or later"
Looking to secure a reliable and protected lifetime income source to cover essential expenses in retirement.
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Prioritizes guarantees and growth
Prioritizes having a guaranteed income source but still desires strong growth potential.
Seeks competitive withdrawal rates
Looking for competitive age-based withdrawal rates that complement their income needs.
Maximize investment flexibility and cost-effective growth potential with SecurePay Investor%%SM%% benefit**
The SecurePay Investor℠ benefit offers a solution for customers who want to protect their market gains and maximize their retirement savings with a safety net of guaranteed income for life, should they need it later.
Financial professional discussing SecurePay Investor features with her clients
“Income maybe”
Wants a cost-effective way to protect their market gains with the freedom to make decisions on income needs later, should they need it.
Prioritizes investment flexibility
May have a higher risk tolerance, and prioritizes having the flexibility to allocate their investment as they please for greater equity exposure.
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Seeks growth potential
May have a longer retirement timeline and are looking to maximize investment growth opportunities.
We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
*The SecurePay Protector benefit is offered at an additional cost of 1.40% at issue or 1.50% at RightTime.

**The SecurePay Investor (SM) benefit is offered at an additional cost of .50% at issue and .60% at RightTime.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.