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Investing with the SecurePay Protector%%SM%% benefit

The SecurePay Protector benefit offers customers access to our competitive fund lineup through allocation options focused on maximizing and protecting retirement income.

Why invest with SecurePay Protector?

Offer customers more value when you invest with our high-performance lineup. Highlights include:
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Extensive lineup
Build personalized portfolios with over 80 fund investment options from 16 reputable fund managers.1
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Strong historical performance
Access a lineup with over 50% of funds outperforming their Morningstar category.2
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Highly rated
Strengthen customer portfolios with over 60 investment options receiving a 4- or 5- Star Overall Morningstar Rating™.3
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Proven track records
Support customers' long-term retirement goals with a high-quality fund lineup with proven 10- and 15-year records.3
Couple learning about guaranteed income and investment options with Protective Aspirations.
Investment guidelines to support guaranteed income
Adding the SecurePay Protector benefit to a Protective® Aspirations variable annuity provides customers a stream of guaranteed income for life. Investment parameters help support this important protection feature. These include preselected allocation options and guidelines based on whether the customer is accumulating assets or taking income.

Build an investment strategy that's right for customers

Align to customers' objectives and help them develop a strategy with our choice of investment approaches. Explore two ways SecurePay Protector allows you to build diversified portfolios.
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Create a custom portfolio
Use a custom approach and help customers build their own portfolios with our Allocation by Investment Category (AIC) program. Our AIC guidelines have all the details.
Choose a turnkey approach
Use a simplified approach with allocation portfolios offering up to 80% equity exposure during accumulation and up to 60% during distribution. Explore the portfolios and their performance in our brochure.

View fund information and performance tool

Access our fund information and performance center to view performance reports and available investment options for our variable annuity solutions.

Other related topics

Financial advisor going over details of Protective Aspirations variable annuity solutions with clients
Maximize income, growth and flexibility with Protective%%®%% Aspirations variable annuity
A middle aged woman smiling in front of her home knowing her retirement goals are protected.
Investing with Protective%%®%% Aspirations variable annuity
Couple enjoying guaranteed lifetime income on a tennis court
Deliver lifetime income and growth potential with the SecurePay Protector%%SM%% income benefit

We’re here for you

We're ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we'll get in touch with you as soon as possible.
1 Source: Morningstar Direct — Data as of 09/30/2023.

2 Source: Over a 10-year period. Morningstar rankings as of 12/31/2023.

3 Source: Morningstar rankings as of 12/31/2023.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA‐P‐2006. SecurePay Protector benefits issued under rider form number VDA‐P‐6061. Policy form numbers, product availability and product features may vary by state.

Variable annuities are long‐term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.

Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO at 800-456-6330.

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