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Protective Indexed Choice%%SM%% UL for protection plus cash value

Our IUL can protect customers’ goals while offering flexibility to adapt to life’s changes – including the opportunity to grow and access cash value that’s linked to market performance.

Why recommend Protective Indexed Choice UL?

Customers who want both protection and flexibility can enjoy these four benefits:
Guaranteed death benefit
They have support when it’s needed most.
Realistic cash value projections
Customers can feel confident about their potential for cash value accumulation over the years with market-linked growth and realistic illustration rates.
Simple, flexible design
They can understand how their policy works before they sign the paperwork and can adjust coverage and premiums down the road.
Supplemental living benefits
Our built-in Return of Premium endorsement and optional ExtendCare℠ chronic illness rider add flexibility and value.
Offer customers protection and cash value with our IUL
Show customers this video to help explain how Protective Indexed Choice UL is designed to offer them a combination of death benefit protection and the potential to grow and access cash value.
A still frame from a video about Protective Indexed Choice universal life insurance.
A financial professional recommending  indexed universal life insurance to her client.
An IUL that delivers what's expected
You can feel confident recommending our IUL because it’s built to perform as customers expect. Read this flyer to see why.

Helpful resources on Protective Indexed Choice UL

We want to help you decide if this solution is the right fit for customers. Use these resources to learn more about the product and support your conversations.
The cover of the Protective Indexed Choice UL Universal life insurance product profile.
Introduce customers to Protective Indexed Choice UL
Cover of Protective Indexed Choice UL Producer Guide
Learn how our IUL can offer protection plus cash value potential
The cover of the Protective Indexed Choice UL Universal life insurance powerful combination consumer flyer.
Show the benefits of adding chronic illness coverage to an IUL policy
The cover of the Protective Indexed Choice UL Universal life insurance growth and protection flyer.
Explain how our IUL will never return a negative interest rate

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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

¹ In California maximum issue age is 75 for Tobacco.