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Financial professional planning for retirement income accumulation risks.
Financial professional planning for retirement income accumulation risks.
Addressing risks for more confident asset growth
Market-driven investments play a big role in retirement saving, making protection from market declines an ongoing challenge. You can help customers plan for potential accumulation risks to better protect their retirement.
Helping customers understand accumulation risks

Although many events can inhibit asset growth, think about accumulation risk in two ways:


1. Ongoing market volatility, usually frequent but less disruptive

2. Sudden, disruptive market volatility due to what are called "black swan events"


Our brochure explores these issues, and more, to help you open the door to protecting their savings.

Client and financial professional reviewing a retirement income accumulation risk plan.
A financial professional discussing potential risks of accumulating retirement savings with customers.
Resources to support your accumulation risk discussions
As you address risk management in customer conversations, consider our resources. They are designed specifically to initiate important discussions about market volatility and the tools available to protect customers' hard-earned savings.

Explore our solutions that can help protect against risk

We offer several accumulation-focused solutions that can help mitigate risk and help you better protect your customers' retirement.
Protective® Aspirations Variable Annuity

Variable annuity


Risk profile: High


Tax deferred growth, guaranteed lifetime income and enhanced legacy protection

Protective® Asset Builder II Fixed Indexed Annuity

Indexed annuity


Risk profile: Moderate


Diverse options for growth optimization

Other related topics

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Important risks to consider in retirement planning
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Navigating life’s changes for retirement
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Key decisions in retirement planning

We’re here for you

We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA‐P‐2006. Product availability and features may vary by state.

Protective Asset Builder II is a flexible premium deferred indexed annuity contract issued under policy form ICC20-FIA-P-2018 and state variations thereof. Contract form numbers, product availability and features may vary by state.

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