Why recommend Protective Asset Builder II?
Consider this product for a customer who:
- Is focused on preserving assets, but values growth
- Has a moderate risk profile
- May prefer the safety of bonds, bank CDs and other fixed investments
Key product specs
- Minimum purchase of $10,000, subsequent deposits allowed
- Issued from 0 – 85 for non-qualified contracts; 18 – 85 for qualified
- Select from S&P 500®, J.P. Morgan Mojave℠ Index or Citi Flexible Allocation 6 Excess Return Index
- Multiple annuitization options and a return of purchase payment option available
Built-in waivers to protect against unexpected life events
- Annual penalty-free withdrawals of 10% of the contract value
- Nursing facility confinement/terminal illness condition waiver allows the withdrawal of all or a portion of the contract value¹
- Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge²
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¹ The Nursing Facility Confinement/Terminal Condition waiver may not be available in all states. State variations may apply.
² Waives withdrawal charges and MVA for contract owners and/or spouses who qualify. Not available in all states. State variations may apply. Terms and conditions apply.