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Underwriting made quick and easy with PLUS

Protective Life Underwriting Solution (PLUS) is designed to offer a more tailored and expedited underwriting experience. In each case, PLUS underwrites customers with the least invasive requirements possible and optimizes speed to issue.
What does the underwriting process look like with PLUS?
PLUS offers the opportunity to qualify for accelerated underwriting, and in some cases, bypass attending physician statements (APS) and labs. Whether a customer qualifies for accelerated or traditional underwriting, our TeleLife® team of experts will ensure a smooth and efficient process.
A chart showing how the Protective Life Underwriting Solution (PLUS) works.

PLUS frequently asked questions (FAQs)

To help you get a better understanding of what our PLUS program is all about, here are answers to some of the most frequently asked questions we receive:
The PLUS program was designed to expedite issuing a policy by tailoring the underwriting process to include the least invasive requirements as possible.
PLUS can reduce your overall cycle time and takes tasks off your plate. Whether customers go through traditional or accelerated underwriting, the TeleLife® team is there to take care of administrative tasks of the process.
If a customer is participating in a TeleLife® interview, the application will automatically be run through the PLUS program. PLUS will gather data during the interview to determine the best underwriting requirements and available class for the applicant.
PLUS is available to underwrite Protective® Classic Choice term, Protective Custom Choice℠ UL, Protective Indexed Choice℠ UL and Protective® Lifetime Assurance UL.

Helpful resources for PLUS

Want to know more about PLUS or determine which customers are eligible? Download these materials.
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PLUS overview flyer
Cover of Protective PLUS applicant eligibility checklist
PLUS eligibility checklist

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TeleLife team member reviewing Protective life insurance policy details with a client over the phone.
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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.