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Protective%%®%% Variable Annuity NY II B Series

For customers seeking retirement asset growth opportunities, along with options for guaranteed lifetime income and legacy protection, this variable annuity is an ideal choice.

Why Protective Variable Annuity NY II B Series?

This solution is an investment growth tool that pairs competitive guaranteed income and legacy options to help customers meet a variety of needs.
Strong protected lifetime income
Customers can add SecurePay 5 benefit, which offers a 5% guaranteed roll-up and competitive withdrawal rates to fuel income they can't outlive.
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Quality investment options
Investment choices from leading fund managers and asset-allocation approaches allow customers potential for strong growth with diversification.
Enhanced death benefit options
Provide choices to potentially increase the death benefit quarterly or annually, in addition to the standard return of purchase payments option.

Helpful resources

Want more info on features? Ready to dive into the investment options? Just download these Protective Variable Annuity NY II B Series product materials.
Cover of Protective Variable Annuity NY II B Series.
Product overview flyer
Cover of Protective Variable Annuity NY II B Series Investment options guide
Detailed investment guide

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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ On contracts with SecurePay 5, no additional investments accepted after two years from the benefit purchase date.

Protective Variable Annuity NY II B Series is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form series VDA-A-2006. SecurePay 5 benefits issued under rider form number VDA-A-6035.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.

Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLAIC at 800-456-6330.