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Secure growth today and income tomorrow with SecurePay 5 (NY only)

To help customers solve retirement income needs over time, our Protective® Variable Annuity NY II B Series offers SecurePay 5, a protected lifetime income benefit for benefit base growth early on and guaranteed income later.

Benefits that add up to a lifetime of protection.

Adding SecurePay 5 to our Protective Variable Annuity NY II B Series combines enhanced benefit base growth with guarantees to ensure a protected lifetime income benefit that retirees won’t outlive and adjusts to their changing needs. 
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Guaranteed annual growth rate
Competitive, compounding 5% annual guaranteed growth rate.¹
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Long-term potential increases
Benefit base increases to match the contract value on each contract anniversary continue to age 95.
Financial professional talking to customers about SecurePay 5.
Customize a retirement investment strategy with SecurePay 5
We offer access to investment options of varying asset classes. Emphasis is on quality, with many featuring a long track record of performance. Use these tools to see how SecurePay 5 can provide a more tax-efficient and customizable retirement strategy.

Helpful resources

Want to learn more about how the SecurePay 5 benefit or nursing home enhancement can support your client's retirement strategies? Download these helpful resources.
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SecurePay 5 consumer brochure
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SecurePay NH brochure

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Fund performance resources and tools
We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1 If on a contract anniversary, the contract value is less than 50%of the current benefit base, the 5% guaranteed growth rate will be suspended during that contract year, and the benefit base will remain unchanged. The 5% guaranteed growth rate will continue to be available annually until 10 benefit base increases have occurred or until benefit withdrawals have begun, if earlier.

Flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-A-2006 (PLAIC). SecurePay 5 benefits provided by rider form number VDA-A-6035 (PLAIC).

Protective® is a registered trademark of Protective Life and Annuity Insurance Company (PLAIC). PLAIC is located in Birmingham, AL.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLAIC at 800-456-6330.