Universal Life Insurance

Universal life insurance

It’s the lifetime protection and flexibility of universal life insurance that attracts many people to this type of coverage. Our universal life products offer all this, plus predictable features and extras to protect the specific goals they have in life.

Why offer universal life insurance?

Customers who want permanent protection with flexible options will enjoy these benefits:

Coverage that lasts a lifetime

Lifetime death benefit coverage can protect customers’ loved ones for the long term.

Predictable premiums and features

Customers know what to expect from their policy’s premiums, benefits and coverage lengths.

Cash value potential

Some policies offer cash value that grows tax deferred, which customers can access for future expenses.

Extras for additional flexibility

Optional and built-in features give customers more choices to protect their goals now and down the road.

A financial professional presenting the benefits of indexed universal life insurance to a husband and wife

Consider universal life insurance for a customer who:

Needs long-term protection with premium flexbility
Wants extras like chronic illness coverage or cash value growth potential
Is an empty nester or retiree
May be affluent

Explore our universal life solutions

Learn about the key benefits and features of our universal life products, each designed to protect specific customer goals.

Protective%%®%% Lifetime Assurance UL

Straightforward protection for customers who want to choose the length of their guaranteed coverage and lock in predictable payments for life.

Protective Advantage Choice%%℠%% UL

Dependable lifetime protection plus flexible premium options and fixed-rate cash value growth for customers who want more than just a death benefit.