Help protect applicants' goals while offering flexibility to adapt to life's changes — including the opportunity to grow and access cash value linked to indexed performance. This straightforward, flexible solution offers:

• Guaranteed death benefit protection, to support applicants when they need it most
• Cash value growth potential fueled by indexed performance and realistic illustration rates
• Flexibility to adjust coverage and premiums, along with features to help with life's uncertainties

Our automated processes and dedicated support make it easy to add this life insurance solution to your business.

Transition rules:

• For ticket business and direct writer: Applications must be signed and received on or before July 1, 2024.
• Any application in Underwriting on June 3, 2024, may choose the version of the product (old or new) but will retain the rates they are initially quoted unless otherwise requested up until the case has been approved.
• Due to filing requirements, only electronic submissions are accepted in the state of New York.

Contact your Protective representative to learn more about how Protective Indexed Choice NY UL can help meet applicants' protection and growth goals.

Carrier-specific product training:

Training is required to begin selling Protective Indexed Choice NY UL. Access training on the RegEd website under product code: PICULNY.