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Help secure customers' retirement with fixed annuities

Designed to offer guaranteed growth and income, fixed annuities could help conservative customers feel more secure about their plans for retirement.
See how

Why a fixed annuity?

When customers need predictability and protection to feel confident about retirement, consider these benefits of a fixed annuity:
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Guaranteed growth rate
Fixed annuities offer customers a guaranteed fixed rate of return for a specific number of years.
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Protection from market downturns
With a guaranteed rate of interest, customers’ principal is protected and they don’t have to worry about losses due to poor market performance.
Protected lifetime income benefits
Some fixed annuities may offer protected lifetime income benefits that deliver a reliable stream of retirement income that customers can’t outlive.
Efficient transfer of wealth
A death benefit is available at no additional cost and helps customers avoid the complications and delays associated with probate.
How fixed annuities work
A fixed annuity simply pays a guaranteed rate of interest on purchase payments and later provides a guaranteed income stream for retirement or a death benefit.
A chart explaining how a fixed annuities work.
Consider a fixed annuity for a customer who:
  • Is focused on protecting assets
  • Has a low-risk investment profile
  • Has money held in cash savings accounts, money markets, or CDs
Couple meant to represent the ideal clients for a fixed annuity meeting with financial professional.

Explore our fixed annuity options

Find out how our fixed annuity products can help customers who are less comfortable with risk feel more secure about their retirement plans.
Retired couple pauses during a bike ride to take a selfie happy knowing their income is protected with Protective Income Creator Fixed Annuity.
Protective%%®%% Income Creator fixed annuity provides lifetime income
Explore Protective Income Creator
Grandmother, who represents a potential Protective Secure Saver fixed annuity customer, reviews recipe while cooking with daughter and granddaughter.
Protective%%®%% Secure Saver fixed annuity for asset protection with growth
Explore Protective Secure Saver

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We’re here for you

We’re ready to help you deliver the protection and security customers deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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Welcome to Protective

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Annuities are long-term insurance contracts intended for retirement planning.

Protective Income Creator fixed annuity is a fixed, single premium, deferred annuity contract with a limited market value adjustment issued under contract form series LDA-P-2013 and state variations thereof. The lifetime income benefit is provided under rider form series LDA-P-6054 and state variations thereof.

The Protective Secure Saver fixed annuity is a fixed, limited flexible-premium deferred annuity contract, issued under policy form series LDA-P-2012.

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